Are you planning a long-term trip or would you like to stay abroad for a longer period of time? Then it is important that you have good health insurance abroad.
Care Concept AG has developed Care Expatriate international health insurance specifically for this target group of long-term travelers, emigrants and expatriates.
The following groups of people who are younger than 75 years old and are abroad for between 3 months and 5 years can take out this health insurance for expatriates and expatriates: private and business travelers, students and au pairs, expatriates and professional expatriates, emigrants and long-term travelers.
| Benefits | Basic | Comfort | Premium |
|---|---|---|---|
| medically necessary outpatient treatment up to 100 % | ✓ | ✓ | ✓ |
| additional costs for medically advisable repatriation | ✓ | ✓ | ✓ |
| inpatient public health care in hospitals(general nursing class) | ✓ | ✓ | ✓single room/shared two-person room outside of Germany |
| dental treatments including annual check-ups | ✓ up to 600,- EUR | ✓ | ✓ |
| accident-related dental prosthesis | ✓ 80% up to max. 1000 EUR | ✓ 80% up to max. 2000 EUR | ✓ 100% up to max. 3.000,- EUR |
| remedies | ✓ up to 250,- EUR | ✓ up to 500,- EUR | ✓ up to 1.500,- EUR |
| psychotherapy | ✓ up to 500,- EUR (up to 100,-EUR per session) |
✓ up to 1.000,- EUR (up to 100,-EUR per session) |
✓ up to 1.500,- EUR (up to 150,-EUR per session) |
| home leave | ✓ up to 30 days | ✓ up to 45 days | ✓ up to 90 days |
| run-off cover (up to reinstatement of travel fitness)bis | ✓ 1 month | ✓ 3 months | ✓ unlimited |
| medically prescribed aids | ✓ accident related up to 500,- EUR | ✓ up to 500,- EUR/ Hör- und Sprechhilfen sowie Roll- stühle bis 1.000,- EUR |
✓ 100% up to 2.500,- EUR |
| repatriation/burial costs in event of death of the insured person | ✓ up to 25.000,- EUR | ✓ up to 25.000,- EUR | ✓ up to 25.000,- EUR |
| dental prostheses including the cost of repairs | – | ✓ 60% | ✓ 80% |
| screenings/preventive examinations aimed at early detection of disease | – | ✓ up to 250,- EUR | ✓ up to 500,- EUR |
| visual aids | – | ✓ up to 100,- EUR | ✓ up to 300,- EUR |
| hospital per diem rate of all in EUR 100.00 for each full inpatient exceeding 14 days | – | ✓ 20,- EUR (up to 20 days) | ✓ 30,- EUR (up to 30 days) |
| right to continued insurance | – | ✓ | ✓ |
| guarantee of acceptance for follow-up policy | – | ✓ | ✓ |
| upon request: costs for transport for a visiting family member in case of in-patient treatment at a hospital for more than 14 days | – | ✓ up to 500,- EUR | ✓ up to 1000,- EUR |